Hello, offer claims reader welcome to our website. I hope you are very well, healthy and mentally at this time. Today I will tell you about a Top 20 Best Refer & Earn application in 2025. Friends, I think you first click on the joining button because when a new post is published on our website, you can first visit it.

List of 20 Best Refer And Earn Application In 2025

App Name  Refer And Earn
1. Funds India ₹300
2. Kotak Neo ₹200
3. Suncrypto ₹250
4. Coindcx ₹100000 upto
5. My11Circle ₹551
6. MPL ₹50,000
7. Winzo ₹80
8. TimePay ₹10
9. BigCash ₹20
10. Saathi ₹200
11. Voyz ₹10
12. Innopay ₹20
13. PayKash ₹100
14. Paytm ₹100
15. Phonepe ₹100
16. Gpay ₹201
17. Amazon ₹25
18. Shopico ₹100000 upto
19. Catcash ₹20000 upto
20. CreditCode ₹30000 upto

1. Funds India

Funsindia is a new demat account in 2025, and this demat account has opening charges of ₹0 and free brokerage for one year. This demat account refers to earning ₹300 per referral, which refers to money directly withdrawn to the bank account. This demat account is available on the Google Play Store and has a 3.7 rating and 1 M+ downloads. Now I will tell you how to share the referral link in this app. Let’s see…

Funds India logo


Referral Earnings:- ₹300

Funds India Referral Program!

  • First, open the Fundsindia app home page.
  • On this home page left side corner has 3 3-dot lines, and you click this line.
  • Next, you will see the referral option and click this option.
  • Now you will see the full refer and earn page.
  • Finally, you click on the refer now button.
  • On the next page, you will see the referral link option and share it with your friends or family members.

Must see your previous post:- Click Here 

2. Kotak Neo

Friends this week I will tell you about a new demat account, and this demat account’s name is Kotak Neo. Friends you can earn 800 rupees from this Kotak Neo app, and how to earn it. I will tell you how you will earn from this demat account. This demat account can earn ₹200 per referral. You can only refer 4, and this referral money can be directly withdrawn from the bank account, and the money will be deposited in your bank account within 7 days of working days.

Kotak Neo logo


Referral Earnings:- ₹200 Per referral bonus

3. Suncrypto

“Want to earn free Bitcoin? SunCrypto’s Refer and Earn program makes it easy! Invite your friends, and you’ll both receive rewards when they start trading.” You can share this refer link and when your friend might get up to 100 Rs BITCOIN when completes his KYC and makes a trade. You might get up to 250 Rs BITCOIN when your friend completes the first trade, BUY or SELL.

Suncrypto logo


Referral Earnings:- ₹250

Use referral code:- 65539

Suncrypto Referral Program!
 
  • First, open the SunCrypto App and click on the profile option.
  • After clicking this option. Next, you scroll down.
  • Then you will see the invite & earn option and click this option.
  • After clicking this option and you will now see the full Refer and Earn page.
  • Then copy your referral code and click on the invite and earn button.
  • Finally, share with your friends or family members.

4. Coindcx

Friends the CoinDcx application is an exchange application, and this is a very famous and most trusted exchange application in India. This application follows all Indian rules and regulations that’s the reason thousands of people trust this app. I also suggest you all download this app and start your crypto investing [but invest at your own risk]. This app is available on the Google Play Store and I also provide the affiliate link in the download button. Friends in this app have 500+ cryptocurrencies available [Bitcoin (BTC), Ethereum (ETH), Dogecoin (DOGE), etc]. Friends in this block post I will tell you about the referral program.

Coindcx logo


Referral Earnings:- ₹100000 upto

CoinDCX Referral Program!
 
Friends this app gives a very big amount of referrals and wins crypto worth of up to 1,00,000 INR. Below I will tell you how to refer and earn the referral bonus. Let’s see…
 
  • You first open the CoinDcx app home page.
  • Next, you will see the profile option click the option.
  • Then you see a page scroll down this page and you will see the refer and earn option.
  • Now click the option and you will see the referral page.
  • On this page, click the invite option and share your affiliate link with your friends and family members.

5. My11Circle

My11Circle is a leading fantasy sports platform in India, offering users the chance to create their own virtual teams and compete in various cricket and football leagues for exciting cash prizes. My11Circle is a part of Games24X7 is an Indian online gaming company founded in 2006 by Bhavin Pandya and Trivikraman Thampy. This app is available on the Google Play Store with a 4.3 rating and 50M+ downloads. Now I will tell you how to share the refer link in this app and earn ₹551 rupees.

My11Circle logo


Referral Earnings:- ₹551

Use referral code:- MK990858

My11Circle Referral Program!

  • First, open the My11Circle app home page.
  • On this page, click on the refer and earn option.
  • Then you will see the full refer and earn page.
  • On this page, copy your referral code or link.
  • Finally, share with your friends and family members.

6. MPL

MPL app is the most popular skill-based gaming application with real money prizes and earnings. We aim to give you the best overview of the app, the justification of this game, and whether it is worth investing your time and money in the app. In this gaming application, you just complete the signup process and get ₹5 for the signup bonus.

You can play the gameplay without adding any money in this application and you can play the game 5, times for free every day and earn more money. This money is directly withdrawn from a bank account. This app’s minimum money withdrawal amount is ₹2 and instant payment. This app refers to earning extra money and commission money directly withdrawn to a bank account and this app storage is just 108 MB.

MPL logo


Referral Earnings:- ₹50,000

MPL Referral Program!

  1. Now first open this app’s home page.
  2. Next, you will see the left side 3-dot line option and click this option.
  3. After clicking this option, you will see the refer & earn this option.
  4. Then you see the full reference page and simply copy your refer link and refer code.
  5. Next, share your referral link and refer code with friends and family members via WhatsApp, Telegram, Or Facebook.

7. Winzo

Winzo is the most popular online skill-based gaming platform with real money prizes and earnings. This app refers to earning ₹80 per referral bonus but this referral bonus has a different bonus for every device. This app’s minimum money withdrawal amount is ₹5. Now I tell you how to share the refer link to this app. Let’s see…

Winzo logo


Referral Earnings:- ₹80

Winzo Referral Program!

  • Now, first open the Winzo app home page.
  • On this page, you will see the refer option. Click this option.
  • Next page, you will see the full refer & earn page, and click on the refer now button.
  • Finally, share with your friends & family members via WhatsApp, Telegram, and Facebook.

8. TimePay

TimePay is a Upi app and is a very popular and trusted app that allows users to make payments. This app is a very secure app; you can add your bank, debit card, and credit card to make payments. In this post, I will talk about the TimePay referral program.

TimePay logo


Referral Earnings:- ₹10

Use referral code:- YMEWY2

TimePay Referral Program!

  • First, open the TimePay app home page.
  • On this home page in the right-hand corner, refer and earn option and click this option.
  • Next page, you will see the full refer & earn page.
  • Finally, share the referral link or code with your friends and family members.

9. Bigcash

BigCash is a big gaming platform on this app with 50 K+ downloads with 4.1-star ratings. When you sign up on this app using an affiliate link then you get a 20-rupee Money bonus, and you can use the to play games to earn more money. On this app minimum withdrawal amount is 50 rupees for the first time. And, your withdrawal amount will be credited to your account within 24 hours. In this blog post, I will tell you about the BigCash referral program.

Bigcash logo


Referral Earnings:- ₹20

BigCash Referral Program!

  • First, open the BigCash app home page.
  • On this page, ton he top right corner, the 3-dot line option and click this option.
  • Next page, you will see the refer & earn option, and click this option.
  • Finally, share the referral link with your friends and family members.

10. Sathi

On this app, many types of courses are available – Delivery Executive, Warehouse Executive, Professional Driver, Front Office Executive, Domestic Maid, and Security Guard, Contact Centre Executive, Business Development Executive, Consumer Durables & Electronics Retail Sales Executive, Garment & footwear Retail Sales Executive, Hotel HouseKeeper, Assistant Beauty Therapist, etc.

So, get a subscription and join all these courses. Also in this post, I will tell you about the Saathi app referral program that gives third-level commission, if you refer the app with your friends and family, and when your referee gets the subscription then the first level gets ₹200 bonus, the second level get ₹50 bonus, and the third level gets ₹10 bonus.

Saathi logo


Referral Earnings:- ₹200

Saathi Referral Program!

  • First, open the Saathi app home page.
  • On this page, you will see the refer option. Click this option.
  • After clicking this option and you will now see the full refer page.
  • On this page, copy your referral link, share it with your friends, and earn ₹200.

11. Voyz

Friends, the Voyz store launched a survey offer today. If you complete the survey, you get ₹10 cashback instantly. This money can be redeemed on Amazon. Now I will tell you how to share the referral link in this app.

Voyz logo


Referral Earnings:- ₹10 (Only 10 times)

Voyz Referral Program!

  • First, open this Voyz website and scroll down to the left side.
  • Next, you will see the Refer and Earn option and click this option.
  • Then share the referral link with your friends and get ₹100 rupees.

How To Earn Cashback:-  

  • Complete the Survey and earn ₹5 cashback
  • Join WhatsApp and earn ₹5 cashback
  • Refer & Earn ₹10 cashback per refer (only 10 refer and earn ₹100 rupees)

12. Innopay

InnoPay is a digital payment app for Android. Using this app, you can make various bill payments and manage your finances. In this post, I will tell you about the InnoPay referral program, which gives ₹20 cashback. Also, InnoPay has launched a credit card bill payment offer for all users. If you complete the offer, you get ₹100 cashback. The offer is to pay your credit card bill for the first time using the InnoPay app, and then you get ₹100 cashback.

Innopay logo


Referral Earnings:- ₹20

InnoPay Referral Program!
 
  • First, open this app’s home page.
  • On this page, you will see the Refer and Earn option.
  • Then click this option, and you will see the full refer and earn page.
  • On this page, copy your referral code and click on the Send Invite button.
  • Finally, share the referral link and code with your friends or family members via WhatsApp, Telegram, Facebook, etc.

13. PayKash

PayKash is your ultimate cashback rewards app, offering instant savings on mobile recharge, bill payments, insurance premiums, credit card payments, and vouchers from over 300 brands. Earn real cash every time you make a payment with PayKash. This app is available on the Google Play Store with a 4.2 rating and 10K+ downloads. This app signup bonus is ₹0 but you can share the refer link with your friends or family members and get ₹100 referral bonus. Now I will tell you how to sign up for this app.

PayKash logo


Referral Earnings:- ₹100

Use referral code:- QQ18CB8

PayKash Referral Program!

  • First, open the PayKash app home page.
  • On this home page, you scroll down and now you will see the Refer and Earn option.
  • After you see the refer option, click this option.
  • Next page, you will see the full reference page.
  • On this page, copy your referral code and click on the share now button.
  • Finally, share the referral link or referral code with your friends or family members.

14. Paytm

This time, Paytm starts its own refer and earn programs. You just refer your friends or any people, when they account to create to your referral link and successfully bank adds and complete their first money transfer, then you get flat ₹100 directly to your bank account. Now I tell you how to refer to this app and earn the most money.

 

Paytm logo


Referral Earnings:- ₹100

Use referral code:- 9749231554

Paytm Referral Program!

  • First, open the Paytm app home page and click on the profile option.
  • Next page you scroll down and you will see the Refer & Win option.
  • Then click this option and share the referral link with your friends & family members.

15. PhonePe

Friends, the PhonePe application is a UPI app and this app is the most famous/popular UPI app. Friends, this app is available on the Google Play Store with a 4.2 rating and 500 M+ downloads. Now I will tell you how to share the referral link in this app and earn ₹100.

PhonePe logo


Referral Earnings:- ₹100

PhonePe Referral Program!

  • First, open the PhonePe app home page.
  • On this page, scroll down, and you will see the refer and earn option.
  • Then click this option and now share the referral link with your friends & family members.

16. Gpay

Friends, today I will tell you about a very famous big application It is a very large UPI application from where you can transfer and receive money. The application’s name is Google Pay now the new name is [G Pay]. Now I will tell you how to share the refer link with your friends or family members in this app.

Gpay logo


Referral Earnings:- ₹201

Use referral code:- j41tm0l

Gpay Referral Program!

  • First, open this Gpay app home page and click on the profile option.
  • Next page, you will see the Refer a Friend option, and click this option.
  • Then copy your referral code and share it with your friends & family members.

17. Amazon

India’s best online shopping platform is the Amazon app. This app’s best feature affiliate programs. Join your Amazon affiliate program and earn per month up to 10000 per month. This app has other features mobile recharge, UPI money transfer, buy gold and sell gold, and more. Now I will tell you how to share the referral link in this app.

Amazon logo


Referral Earnings:- ₹25

Amazon Referral Program!

  • First, open the Amazon app home page and click on the Amazon Pay option.
  • Next page, you will see the refer option and click this option.
  • Finally, copy your referral link or code and share it with your friends or family members.

18. Shopico

Friends, Shopico is an online shopping app available on the Google Play Store. It has a 3.6 rating and 100K+ downloads. When you share your referral link with your friends, they sign up for your referral link and place an order or complete an offer. You’ll get 100% commission on the offer amount for life. Let’s see how to complete the signup process and earn the most money in this app.

Shopico logo


Referral Earnings:- ₹100000 upto

Use referral code:- ZVMX4EKG7R

Shopico Referral Program!

  • First, open the Shopico app home page.
  • On this home page, right corner, you will see the profile option, and click this option.
  • Next page, you will see the Refer & Earn option, and click this option.
  • Then you will see the full referral page, and on this page copy your referral code.
  • Finally, you tap on the Invite Friends button and share with your friends via WhatsApp, Telegram, Twitter, etc.

19. Catcash

The CatCash app is a new self-earning application that allows users the app to earn the most money. This app’s minimum money withdrawal amount is ₹1. This app is available on the Google Play Stor,e and this app has a 4.0 rating and 1 M+ downloads. Now I will tell you how to share the referral link in this app.

Refer And Earn

Catcash logo


Referral Earnings:- ₹20000 upto

Use referral code:- B6B25Z1RA

Catcash Referral Program!

  • First, open the CatCash app.
  • On the home page, you will see the refer option and click this option.
  • Then share the referral link with your friends or family via WhatsApp, Telegram, Facebook, and Instagram.

20. CreditCode

This app’s name is Credit Code, and this app is available on the Google Play Store with a 4.5 rating and 5 M+ downloads. This app signup to get a ₹1 signup bonus and offers self-earning to most money and refers to earn 10% lifetime. This refers to the amount of money directly withdrawn from the bank account. This app’s minimum withdrawal amount is ₹250, and 100% payment is verified.

Refer & Earn

CreditCode logo


Referral Earnings:- ₹30000 upto

Use referral code:- JDR2EN

CreditCode Referral Program!

This app refers to earning the most money and this money is 100% withdrawn to a bank account. This app just shares your referral link, and when they complete the signup process and complete any task first, you get a 10% commission. Let’s see how to share a referral link to this app…

  • First, open this app CreditCode app home page.
  • Now scroll down the app home page and you see the refer and earn option.
  • Now tap on this option, and next page, you see the full refer & earn page
  • Now simply copy your referral link, share it with your friends, and earn money.
  •  
Conclusion:
Finally, we have discussed all the steps in the “Top 20 Best Refer & Earn Application in 2025.” Hopefully you understand well. I hope you don’t have any other doubts about this topic. if you have any doubt,s then you can comment below, you will get a reply and solutions. Lastly, you must join our Telegram channel (Search on Telegram “Offer Claim”.) Good day…
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