Hello, offer claims reader, welcome to our website. I hope you are very well, healthy and mentally at this time. Today I will tell you about the Top 3 Refer & Earn applications, and these 3 applications’ names are My Digi Gold, InCred Money, and Stable Money. Friends, you first click on the joining button because when a new post is published on our website, you can first visit it.
Top 3 Refer & Earn Apps Name:-
1. My Digi Gold
My Digi Gold is a digital platform that enables users to buy, sell, and invest in gold online with ease and security. The platform offers real-time pricing, secure storage of physical gold, and the flexibility to convert digital gold into physical form or cash. Designed for convenience, My Digi Gold caters to both first-time investors and experienced buyers, making gold investment accessible, transparent, and cost-effective through a user-friendly interface. Now I will tell you how to complete the signup process and share the referral link in this app. Let’s see…
My Digi Gold Logo
Referral Earnings:- ₹200
Use referral code:- IBGHF71853
1. My Digi Gold Signup Process!
This app signup process is very and simple. But how to complete the signup process? Now I will tell you how to c omplete the signup process. Let’s get started…
- First, click on the download button.
- Next, you are redirected to the Play Store and download this app.
- After downloading this app and opening it.
- Then open this app, enter your full name (as per ID), date of birth, gender, and click on the submit button.
- Next page, enter the mobile number (link to your bank account or wallet), email address and click on the confirm button.
- Finally, enter your verification OTP, and you will see the My Digi Gold app home page.
2. KYC Documents Requirements:
- Aadhaar Card (mandatory for most platforms)
- PAN Card (especially if you plan to invest more than ₹50,000 in a financial year)
3. Bank Account or Wallet Setup:
- Link a bank account or mobile wallet for transactions
- UPI or debit card may be required for payments
4. My Digi Gold – Refer & Earn Program!
My Digi Gold offers a rewarding Refer & Earn program that lets you earn digital gold by inviting friends and family. When your referral signs up and makes a purchase, both of you receive a bonus in gold. Start referring today and earn a gold bonus. Now I will tell you how to share the referral link to this app.
- First, open the My Digi Gold app on your phone.
- Log in using your registered mobile number or password.
- On the homepage, or in the side menu, look for “Refer & Earn” or “Invite Friends”.
- Then you will see the referral dashboard.
- Now you will see a unique referral link or referral code.
- Finally, copy your referral link/code and share it with your friends or family members via WhatsApp, Facebook, Telegram, etc.
2. InCred Money
InCred is a new-age financial services platform that leverages technology and data science to simplify lending and investing. With offerings spanning personal loans, education loans, business loans, and wealth management, InCred serves a wide range of retail and institutional clients. Now I will tell you how to complete the signup process and share the referral link in this app. This app is available on the Google Play Store with a 4.3 rating and 100k+ downloads.
InCred Money Logo
Referral Earnings:- ₹200
Use referral code:- Y2hUW1Pn0Sb
1. InCred Money Signup process!
- Now, first click on the install button.
- Next, you are redirected to the Play Store to download this app.
- After downloading this app, install and open it.
- Then open this app and click on the get started button.
- Next page, enter the mobile number and click on the Get OTP button.
- On the next page, enter your mobile number OTP and click on the verify button.
- Then connect your email and tap on the Get email OTP button.
- Finally, enter the 4-digit email OTP and tap on the verify button.
- You have completed the signup process.
2. KYC Documents Requirements:
- Pan Card
- Aadhaar Card (linked with your mobile number for OTP)
- Selfie or photo
- Bank details
- Signature upload
Note: InCred Money is a SEBI-regulated platform, so full KYC is mandatory.
3. Link Your Demat Account
You may need a Demat account to invest in listed bonds/NCDS.
- Link your exciting Demat account (NSDL/CDSL).
- Or open a new one via their partners if you don’t have one.
4. InCred Money Referral Process!
- First, open the InCred Money app home page.
- On this page, click on the More option.
- Then you will see the Refer & Rewards option and click this option.
- Next page, copy your unique referral link or code and share with your friends or family members.
3. Stable Money
Stable money is one of the best FD applications in 2025. This app can be used to earn the most money. You can share your referral link with friends or family members, and when your friends complete the signup process and invest in your first FD plan with ₹1K to ₹10K and then you get ₹200. Now I will tell you how to share the referral link in this app. Let’s see…
Stable Money Logo
Referral Earnings:- ₹200
Use referral code:- s7hac35x
1. Stable Money Signup Process!
- First, click on the install button.
- Next, you are redirected to the download page and download this app.
- After downloading this app and installing it.
- Then open this app and allow a few permissions.
- Next page, enter the mobile number, address and click on the OTP button.
- Then enter your mobile number OTP and click on the confirm button.
- Finally, you have completed the signup process.
2. KYC Documents Requirements:
- PAN Card (mandatory)
- Aadhaar Card (linked with mobile number for OTP-based ekyc)
- Selfie or live photo (some platforms ask for this to match a face with ID)
3. Add Bank Account:
For receiving interest and maturity payouts:
- Bank Account Number
- IFSC Code
4. Stable Money Referral Process!
- First, open the Stable Money app home page and click on the Profile option.
- After clicking this option and you will see the Invite a friend option.
- Then click this option, and you will see the full Refer & Earn page.
- On this page, copy your unique referral link or code.
- Finally, share with your friends or family members via WhatsApp, Telegram, Twitter, etc.
Note:-
- Investment minimum 1- 6 months FD Plan
- This FD money is withdrawn within 30 days, and you get up to 9.10% FD Returns